HOW IT WORKS

From pre-approval to closing, it’s never been easier.

ONE
Get your rate

Start by answering a few questions about the type of home you're looking for, your income, your estimated credit score (don't worry, we don't actually pull your credit), and your plans for your down payment. Our technology will help you identify the right loan and sample rate for your situation.

TWO
Get pre-approved

Our technology will start by uploading some of the required documents for you, saving you time and energy. The rest can easily be uploaded into your personalized dashboard with just the click of a button. We'll need things like your income verification, assets, debt expenses, and employment history. 

THREE
Get your loan terms

Next, you'll upload documents about your property like Homeowners insurance, title information, and your Purchase Contract. After you pay for your appraisal and confirm your close date, we'll give you the terms of your loan and a breakdown of all of the costs associated. Then we will finalize your interest rate.

FOUR
Get your keys

...and start planning your housewarming party. Prior to closing, we may ask you a few questions about your loan file to ensure that this final step is as smooth and swift as possible. This also helps us ensure that you're getting the best loan possible (what can we say, we like perfection).

To buy a home, here are a few things that you’ll need:

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Bank Statements

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List of Past Projects

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Property Documentation

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Purchase Documentation

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Application Fee

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Money for your appraisal

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Answers to Basic Questions

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Upfront Costs Like Down Payment

With LendingHome, you don't have to do it the traditional way.

 

No fax machines. Yep, zero.

Upload all of your documents to your online dashboard with just the click of a button (or the drag of your mouse).

No hunting for documents.

Where we can, we will integrate directly with your accounts to pull specific documents for you.

No telephone tag. No voicemails.

We won't force you to talk to someone unless you want to. Instead, chat or email your way through your loan process.

No questions.

Your customized dashboard will always tell you where you stand with your loan.

No back and forth.

Customize your pre-approval letter yourself as many times as you need to ensure you get the best price on your new home.

With LendingHome, you're in control.

From pre-approval to closing, it’s never been easier.

ONE
Select your rate

Start by answering some questions about yourself and the property you are looking to fund. Based upon this initial information, our system will provide you with a couple of loan scenarios that you already pre-qualify for, giving you that quick yes or no answer you need to move forward on the deal.

TWO
Submit your project

Once you've chosen the loan scenario that makes the most sense for your deal, you’ll pay the $199 application fee, which will kickstart your loan process.

THREE
Complete your application

Next, you'll start uploading your documents. We'll need some personal items (like bank statements, a list of your past projects, etc.), but mainly documents relating to the property such as the Purchase Contract, hazard/flood insurance information, and Escrow/Title information.

FOUR
Close your deal

Prior to closing, we may ask you a few questions about your loan file to ensure that this final step is as smooth and swift as possible. Once you get the keys you can begin construction, taking out draws as you go to cover your costs on completed projects.

To finance your deal, here are a few things that you’ll need:

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Bank Statements

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Purchase Documentation

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List of Past Projects

Client Front Image

Property Documentation

Client Front Image

Application Fee

Client Front Image

Answers to Basic Questions

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Upfront Costs Like Down Payment

With LendingHome, "hard money" isn't what it sounds.

 

No paperwork. No fax machines.

Upload all of your documents to your online dashboard with just the click of a button (or the drag of your mouse).

No guessing.

Your customized dashboard will always tell you where you stand with your loan.

No runaround.

Your dedicated team of loan specialists will always know who you are and will be there for you when you need them via phone, text, chat, or email.



With LendingHome, get more deals done. Easier.